For those with a creative streak but a lack of pencil drawing coordination you should check out Hero Machine. Hero Machine lets you create your own comic book style heroes regardless of pencil skills or lack there of. I’ve occasionally found it to be an extremely enjoyable way to whittle away hours of my life. One of the most notable things about hero machine is that it’s a living, growing project. The developer actually interacts with the users through the website and even goes so far as to listen to what you have to say (that’s practically unheard of!).
There’s tutorials, critique days and contests where you can test your creativity while helping to test the software, as well as a whole bunch of other fun stuff you can join in on. Well, just go see for your self at http://www.heromachine.com/ and be sure to check out the character hall of fame, you’ll be impressed at some of the creations.